Different payment models, different control over the money.
Card processors, crypto payment providers and P2Flux do not move funds in the same way.
P2Flux is built around direct wallet settlement, without a provider balance or separate payout stage between the payment and the merchant.
Comparison reflects the typical payment flow architecture shown on this page.
From checkout to paid, without the money stopping in between.
Approve once. Renew automatically.
Customers approve the subscription once from their wallet. Renewals then run automatically under that authorization, and the customer can stop them at any time.
Know exactly where every payment goes.
Simple transaction pricing. See the full split before the payment happens.
Direct payments
Subscriptions
One integration. Multiple payment flows.
Integrate P2Flux through the API and SDK, add it through a commerce integration, or work with us on a larger platform integration — the same infrastructure for direct payments, subscriptions and future programmable payment flows.
Add payments to the business you already run.
Start with your existing store or platform. P2Flux works underneath your checkout while customers continue using the experience you control.
Need something beyond a standard checkout?
For SaaS products, marketplaces and platforms with custom payment flows, P2Flux can become part of the product instead of another checkout sitting beside it.
Payments are only the first layer.
Start with direct and recurring payments. Expand into escrow, payment links, commerce integrations, machine payments and wallet infrastructure.
Escrow &
payment links
Conditional-release flows for marketplaces and B2B, plus simple payment requests — and the first commerce integrations.
Wallet, machine
payments & more
Self-custodial wallet, x402 machine payments, and more assets, networks and integrations.